The Pradhan Mantri Kisan Samman Nidhi Yojana, popularly known as PM Kisan, is a flagship initiative of the Indian government aimed at providing financial assistance to farmers across the country. To ensure the benefits reach the intended beneficiaries, the government has mandated PM Kisan eKYC Online verification. By completing the KYC verification, farmers validate their eligibility for the scheme and prevent fraudulent claims. In this article, we’ll provide a step-by-step guide to successfully complete your PM Kisan eKYC and throw light on why this process is essential.
What is PM Kisan Yojana?
The PM Kisan Yojana, launched in 2019, is a central government scheme that provides financial assistance of ₹6,000 annually to eligible farmers. The money is transferred directly to the farmer’s bank account in three equal installments of ₹2,000 each. This initiative primarily targets marginal and small farmers, helping them address basic financial needs related to farming and sustenance.
The scheme, however, requires beneficiary validation to ensure only eligible farmers receive the funds. This is where PM Kisan eKYC Online comes into play.
What is PM Kisan eKYC and Why is it Necessary?
The PM Kisan eKYC Online process involves electronically verifying the beneficiary’s credentials to confirm their eligibility for the scheme. The Ministry of Agriculture and Farmers Welfare rolled out eKYC verification as a mandatory step to curb duplicity and ensure transparent fund disbursement.
Here are some reasons why eKYC verification for PM Kisan is essential:
- Prevents Misuse: By linking Aadhaar details to the PM Kisan benefit accounts, the government can prevent fraudulent applications and misuse of funds.
- Ensures Transparency: The PM Kisan eKYC Online process ensures transparency, as it verifies beneficiaries’ details against government records.
- Streamlined Benefit Distribution: eKYC ensures that the funds reach the actual farmers who are eligible under the scheme.
How to Complete PM Kisan eKYC Online?
If you’re a beneficiary of PM Kisan, completing your PM Kisan eKYC Online is critical to continue receiving funds under the scheme. The government has made the process simple and accessible. Below is the step-by-step guide for farmers to complete their eKYC verification from the comfort of their homes:
1. Visit the Official PM Kisan Portal
To initiate the process, visit the official website of PM Kisan https://pmkisan.gov.in. The portal provides all information related to the scheme, along with a dedicated section for eKYC verification.
2. Locate the eKYC Section
On the homepage, you will find the “eKYC” option under the “Farmers Corner” section. Click on this option to proceed.
3. Enter Your Aadhaar Details
You’ll need to input your Aadhaar number and hit “Search.” The portal will fetch your details based on the Aadhaar number provided. Ensure the details entered are accurate to avoid errors during PM Kisan eKYC Online verification.
4. Authenticate With OTP
Once your Aadhaar details are fetched successfully, the system will request you to authenticate your identity. You will receive a One-Time Password (OTP) on the mobile number linked with your Aadhaar. Enter this OTP to complete the verification process.
5. Confirmation Message
Upon successful verification, a confirmation message will appear, stating that your eKYC verification has been completed. This means you are now eligible to receive funds under the PM Kisan scheme.
What to Do If PM Kisan eKYC Online Fails?
While the PM Kisan eKYC Online process is straightforward, there may be instances of failure due to technical glitches or mismatched details. Here’s what you can do in such cases:
1. Update Your Aadhaar Details
If the information on your Aadhaar does not match with the details provided in the PM Kisan portal, update your Aadhaar information at the nearest Aadhaar Enrollment Center.
2. Visit Your Local CSC (Common Service Center)
Farmers who face issues completing the PM Kisan eKYC Online process can visit their nearest Common Service Center (CSC). These centers have trained personnel who assist in completing the KYC verification manually.
3. Contact PM Kisan Helpline
The PM Kisan portal offers dedicated helplines for assistance. You can reach out to the PM Kisan helpline at 155261 or 1800-115-526 for support.
Benefits of Completing PM Kisan eKYC Online
Completing your PM Kisan eKYC Online has several advantages over traditional methods:
- Faster Processing: The electronic system expedites verification, ensuring funds are disbursed on time.
- Convenience: Farmers can complete the entire KYC verification process from their homes, without the need to physically visit government offices.
- Paperless Process: The process is entirely online, reducing paperwork and making it eco-friendly.
- Elimination of Errors: Directly linking Aadhaar minimizes chances of data mismatch or duplication.
Common FAQs About PM Kisan eKYC Online
1. Is PM Kisan eKYC mandatory for all beneficiaries?
Yes, the government has made eKYC verification mandatory for all beneficiaries of the PM Kisan scheme. Without it, farmers will not receive their payments.
2. Can I complete PM Kisan eKYC Online without Aadhaar?
No, Aadhaar is a mandatory document for completing the eKYC verification process.
3. What if my mobile number is not linked with Aadhaar?
You need to update your mobile number in Aadhaar before initiating the PM Kisan eKYC Online process. Visit your nearest Aadhaar Enrollment Center to do so.
4. Is there a deadline to complete PM Kisan eKYC?
The government periodically sets deadlines for completing PM Kisan eKYC Online. Farmers should ensure they complete their verification within the stipulated time to continue receiving funds.
Troubleshooting Common Issues During eKYC Verification
While the PM Kisan portal strives to make eKYC verification as seamless as possible, some farmers may encounter issues such as:
- Portal Errors: If the portal is showing errors, try accessing it during non-peak hours.
- Incorrect OTP: Ensure your mobile number linked to Aadhaar is active and accessible to receive OTPs.
- Mismatch of Details: Verify that the details provided during enrollment for PM Kisan match with Aadhaar records.
The Role of Local Authorities in Facilitating eKYC
Local government authorities and agricultural offices play a significant role in ensuring farmers complete their PM Kisan eKYC Online. Educational camps and awareness drives are often conducted to teach farmers the importance of KYC verification and guide them through the process.
Additionally, village-level authorities are available to assist farmers who may not have access to the internet or face difficulties using the online portal.
Conclusion
The PM Kisan eKYC Online process is a crucial step for farmers to continue benefiting from the PM Kisan scheme. By completing eKYC verification, eligible farmers not only secure their financial assistance but also contribute to a transparent and efficient system. The Indian government has simplified the process to ensure accessibility for farmers across all states.
Farmers are encouraged to complete their eKYC verification on time to avoid disruptions in payments. Whether through the online portal or local CSC centers, completing PM Kisan eKYC Online is straightforward and ensures the rightful beneficiaries receive their entitlements. By actively participating in this process, farmers empower themselves and take a step toward a brighter and more secure future in agriculture.
